Credit Guarantee Corporation Malaysia Berhad (CGC) is a limited company incorporated under the Companies Act 1965 on July 5, 1972. Its main objective is to play a developmental role in supporting the country’s economic development agenda by assisting marginal but potentially viable small and medium scale enterprises (SMEs), particularly enterprises without collateral or with inadequate collateral and track record, to obtain financing from the financial institutions. CGC facilitates SMEs access to financing through its guarantee schemes.
To be an effective financial institution dedicated to promoting the growth and development of competitive and dynamic small and medium enterprises.
To enhance the viability of small and medium enterprises through the provision of products and services at competitive terms and with the highest degree of professionalism, efficiency and effectiveness.
To assist Small & Medium scale enterprises particularly those without collateral or with inadequate collateral to obtain credit facilities from financial institutions by providing guarantee cover on such facilities.
CGC formulates and manages viable credit guarantee schemes with the participation of its partners (lending institutions).